Our Tree Surgeon Insurance

Complete peace of mind with £10 Million Public Liability and £2 Million Professional Indemnity cover.

Safety And Protection Are Our Top Priorities

Tree surgery and arboricultural consultancy involve significant responsibility. Whether we are dismantling a dangerous tree in a confined garden or providing a BS5837 report for a development site, we believe our clients deserve absolute protection.

At London Tree Surgeons, we don’t just meet industry standards; we exceed them. Our comprehensive arboricultural insurance policies ensure that you, your property, and the public are fully protected against any eventuality.

Insurance For Tree Surgery Operations (Physical Works)

We maintain a £10,000,000 public & employers’ liability insurance policy for tree surgery operations.

Who the policy protects: Domestic clients, commercial clients, local authorities and our staff.

What the policy covers:

  • Third-Party Property Damage: Protection if a falling branch damages a fence, building, or vehicle.
  • Public Safety: Coverage for any injury caused to a member of the public during our operations.
  • Employers’ Liability: Ensures all our staff are protected and meets strict UK legal requirements.
  • Tree Surgery Operations: Fully covers the provision of tree surgery, including the use of chainsaws, wood chippers, and working at height.

Why a £10,000,000 public & employers’ liability insurance policy for tree surgery in London?

While many other London tree companies hold only £1m or £5m, we hold £10m to meet the strict procurement requirements of London’s local councils, schools, and large commercial construction sites.

Insurance For Tree Consultancy And Tree Surveys (Advice & Reports)

We hold a £2,000,000 professional indemnity insurance policy for providing tree consultancy and tree surveys.

Who this policy protects: Developers, architects, landowners, mortgage lenders, and our tree surveyors and tree consultants.

What this policy covers:

  • Tree Safety Assessments: Coverage if a tree we deemed “safe” later fails and causes damage.
  • Planning & Development Tree Surveys: protection regarding BS5837 surveys, Arboricultural Impact Assessments (AIA), and Method Statements.
  • Mortgage & Insurance Tree Reports: Verified cover that satisfies lenders and insurers requiring professional reports.
  • Errors & Omissions: Protection against claims of negligence arising from the advice in our tree reports.

Proof Of Cover (Downloads/Verification)

We believe transparency is key, and as such, you can view or download our current insurance policy schedule below.

London Tree Surgeons Public Liability Insurance Policy Document 2025-2026

London Tree Surgeons Professional Indemnity Insurance Policy Document 2025-2026

 Tree Surgeon Insurance FAQs

Below, we answer some of the most frequently asked questions about tree surgeon insurance.

Why do you need professional indemnity if you have public liability?

Public Liability covers physical acts (e.g., dropping a branch on a roof). Professional Indemnity covers advice (e.g., a report stating a tree is healthy when it is not). As we offer both surgery and consultancy, we hold both to ensure no gaps in your protection.

Is your insurance valid for high-level commercial contracts in London?

Yes. We worked closely with specialist arboriculture insurance underwriters to design a £10m public & employers’ liability insurance policy that meets the criteria for Local Authority tenders, Highways work, and large-scale commercial construction projects.

Are your arborists, tree surgeons, tree surveyors and staff qualified?

Yes, as insurance is often invalid if the operators are unqualified, our team holds all relevant NPTC (City & Guilds), LANTRA and CSCS qualifications for the work they undertake. For information about our qualifications, visit the dedicated qualifications webpage.

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